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This website states the following, "The mobile and e-commerce services are growing quickly and extensively, but the existing infrastructure can not cope with increasing money flow from the payers to the service providers." We analyzed that the web site stated " The modern mobile money and e-wallet solutions, which are springing up like mushrooms, only complicate the situation, because they mainly offer how to spend funds, but not how to collect them and top-up user accounts." It also stated " Over 90 of consumers are willing to pay for services in cash;. The operations are carried out instantly;." The header had payment as the highest ranking search term. It was followed by cash, acceptance, and network which isn't as ranked as highly as payment. The next words they uses is self-service kiosk. ATM was also included and will not be seen by web engines.